How a Food Budget Got Us Out of Debt (and 4 Steps to Help You Create Your Own Budget) — Shopping

Years ago my husband and I thought we were frugal people. We looked for sales, drove used cars, and otherwise opted out of an extravagant life. However, it somehow missed our attention that we were still living beyond our means.

Since ours was a one-income, self-employed household, we'd never learned how to budget. In fact, we'd kinda dismissed it as being impossible to budget on an irregular income. Credit cards and home-equity loans fooled us into thinking we were doing just fine.

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