The Key Steps to Making a Food Budget That Works for You — Shopping

How do you create a food budget that works? I mean, you could just buy what you want and let the chips fall where they may. You could buy only what you need, but sometimes, uh, you really need a gallon of high-end ice cream.

As boring as it sounds, having a food budget — a distinct allowance for grocery shopping — really is important. In fact, it's key to living within your means and achieving your financial goals. Without a food budget, it's very easy to let spending get out of control without a lot to show for it.

Here is my food budget 101 — start from scratch to achieve a budget that really works for you.

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